About
Meet RJ
Founder of Living Heat Consulting. Based in Texas, working with business owners anywhere.

The story
Why Living Heat
RJ started Living Heat Consulting with one goal: help business owners get the capital they need to launch and grow. Banks look at more than a credit score. They look at the whole profile behind it. So that's where RJ starts. He looks at where you really stand, fixes what's holding you back, and then matches you with banks that fit your business.
Working with RJ is direct. You get straight answers, a clear plan and someone who stays with you through the whole process, which usually takes 100 to 180 days depending on where your credit starts. He works with startups getting off the ground and established businesses ready for their next move, in Texas and anywhere else.
Discipline is a big part of how RJ lives, in business and in the gym. It's the same discipline he brings to every client's file.
How we work
What you can count on
Straight answers
You'll hear where you really stand, even when it's not what you hoped.
Funding first
The goal is capital for your business. Credit repair is how we get you there when you need it.
In your corner
From the first call to your applications, you're not doing this alone.