When you're not ready yet
Get your credit funding-ready
When your score or profile isn't where the banks want it, we work on your credit first, then move you on to funding.
What we do
Clean, accurate, strong
Review your reports
We go through your reports from all three credit bureaus and find what's holding you back.
Dispute what's wrong
We challenge items that are inaccurate, incomplete or can't be verified.
Build your profile
We show you how to strengthen your profile: payments, usage and the right mix of accounts.
Credit repair is part of the 100 to 180 days the full process usually takes.
Our promises
Honest about what credit repair can and can't do
We will
- Tell you the truth about where you stand
- Dispute items that are inaccurate or unverifiable
- Keep you updated as things change
- Move you to funding as soon as you're ready
We won't
- Promise a certain score or that items will come off
- Try to remove accurate, current information
- Suggest a new credit identity or any shortcut that breaks the law
Your rights
Know your rights
Under the federal Credit Repair Organizations Act, every credit repair client has these rights.
- You can dispute inaccurate information with the credit bureaus yourself, at no cost.
- No one can legally remove accurate, timely negative information from your credit report.
- You get a written contract that spells out the services, the total cost and how long it will take.
- You get the "Consumer Credit File Rights Under State and Federal Law" disclosure before you sign.
- You can cancel a credit repair contract within 3 business days of signing, for any reason.
Find out where your credit stands
Book a free funding call. If your credit needs work first, we'll tell you.